also, if you end up going on your own insurance, it really doesn't matter
Worst case, you get sued for some ridiculous amount, just declare bankruptcy
My parents seemed to think that if this were to happen then they would go after my parents, or take cuts out of my salary for the rest of my life basically. No idea how true that is though. I'm gonna be getting some quotes soon but likely will remain on my family's umbrella plan just because it is much cheaper still overall and that leaves them to get fucked. Maybe a reason to move to my own.....
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